Saturday, 27 June 2015
Tips for Choosing a Health Insurance Policy
Each
type of insurance is basically good, because it provides protection for the
future benefit financially, but in life we have priorities, some insurance
products are popular in Indonesia such as life insurance, health insurance,
education insurance and investment savings proved to provide positive benefits
that do not be surprised if Indonesia continues to increase insurance
customers.
Health Insurance Policy
Buying
insurance policy is like providing an umbrella before the rain, which will be
very useful when needed. Health insurance is the 2 nd insurance after life
insurance that is needed by everyone, especially for those of you who have a
family. With increasingly high public interest would spur the growth of
insurance new insurance companies in Indonesia, which offers a range of
benefits and a very interesting product variants so do not be surprised if it
creates confusion for potential new customers to choose a health insurance
policy where the best can provide benefits.
Of
course everyone is hoping to obtain large profits with minimum capital, as well
as with prospective customers who wish health insurance
can
buy a health insurance policy with insurance premiums as low as possible, but
be able to get health insurance benefits as much as possible and do not expect
the company suddenly go bankrupt or change the name so that we trouble when
filing insurance claims.
Consider
Tips on Choosing Health Insurance Policy following can be your guide in
choosing the best insurance policy:
Tip 1:
Select
Insurance Company with middle to high level at a time Re Insurance. Why should
reinsurance ?, because if the company is an insurance and reinsurance company,
the insurance company is the parent company or a large-scale in which the
insurance company to obtain protection in the event of bankruptcy, so that we
as customers would not be harmed.
Tip 2:
Note
regarding the length of the waiting period to get insurance benefits, usually a
waiting period ranging from 1 year's.
Tip 3:
Select
health insurance that provides easy when you require hospitalization, where you
do not need to pay a deposit in advance when your first day hospitalized,
currently the system by simply show the card insurance you are able to use the
facility as a hospital inpatient facility , the actions of doctors and
medicines, the amount of coverage is of course with certain restrictions as
stated in the health insurance policy.
Tip 4:
Tip 5:
Look
for health insurance have an age limit which is sufficiently far such insurance
until the age of 75th. Because at the older man then baisanya be more
susceptible to a disease. Each insurance company has their criteria, so we must
be careful in choosing.
Tip 6:
Look
for Health Insurance that provide convenience to you to purchase a new
insurance policy even if you already have other health insurance policy.
Tip 7:
The
health insurance we can buy pure without having to be taken in conjunction with
life insurance it is to adjust to our needs.
Tip 8:
Find
a health insurance policy that provides a warranty extension if we ever make a
claim in bulk or often file a claim, it is important in order to still be able
to obtain health protection.
Tips
on choosing health insurance outlined above is enough to be used as a basis for
choosing the best health insurance for you.
