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- Understanding Health Insurance
Posted by : Unknown
Sunday, 2 August 2015
Health
insurance is one of the types of insurance products that specifically
guarantees the maintenance cost of health care or insurance clients is if they
have health problems or accidents. Broadly speaking there are two types of
treatments are offered by insurance companies, namely outpatient and inpatient.
Outpatient
Outpatient
insurance covers the cost of a doctor, diagnosis / lab, and medicine. The costs
incurred are usually determined by the maximum limit for each component per
visit / per year and a maximum frequency of visits in one year. Restrictions
can also be enforced by requiring GP referral before a visit to a specialist,
or coverage only given when health services performed by the service providers
listed. Outpatient insurance is usually only an additional benefit of
hospitalization insurance. In other words, should be the one with the
hospitalization insurance.
Inpatient
Hospitalization
insurance covers the cost of inpatient care in hospitals, which includes the
cost of the room, physician services, drugs, laboratory / diagnostic support,
surgery, etc. Hospitalization insurance classification is usually done by the
class room.
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